Does your child have a credit report? Have you checked?


Child Identity Theft happens when someone uses a minor’s personal information to commit fraud. A thief may steal and use a child’s information to get a job, government benefits, medical care, utilities, car loans, or a mortgage. Avoiding, discovering, and undoing the damage resulting from the theft of a child’s identity can be a challenge.

Most parents and guardians don’t expect their youngster to have a credit file, and rarely request a child’s credit report, let alone check it for accuracy.

A thief who steals a child’s information may use it for many years before the crime is discovered. The victim may learn about the theft years later, when applying for a loan, apartment, or job. Learn more in Safeguarding Your Child’s Future.

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